Refund Policy

Effective Date: April 30, 2015

On the Effective Date, Subscriber will begin a one (1) month free trial period. At the end of the free trial, unless Subscriber upgrades account by providing a valid credit card authorizing automatic, recurring payments of said Subscription Fee, the Subscriber will be locked out of current vaults accessed during the one (1) month free trial period. The Subscription Fee for all subsequent Subscription Periods of the term of this Agreement shall be paid to Provider on the first day of each subsequent Subscription Period, pursuant to subsection below. Provider will provide at least sixty (60) days e-mail notice to each Subscriber prior to any changes in the Subscription Fee.

The amount of the Subscription Fee does not include any applicable taxes. Subscriber is responsible for any and all applicable taxes.

Subscriber is required to provide a valid credit card and shall take all necessary steps to authorize automatic, recurring payment of the Subscription Fee. By agreeing to this Agreement, Subscriber hereby authorizes Provider to automatically charge said method of payment for all Subscription Periods during the term of this Agreement. If, for any reason, automatic payment shall be denied, then Provider has the right, without liability, to immediately stop access to the Software, or Services, or both.

Any additional payment terms between Provider and Subscriber shall be agreed to in writing or by email, and set forth in an invoice, billing agreement, or other written document.

The Subscription Fee for a month-to-month subscription is pre-paid and is non-refundable, therefore, the Provider does not provide refunds or credits for any partial months of unused services.

Provider may change this Refund Policy at any time by following the procedure set forth in Section 12(m) of the Agreement. The new version will be effective as of the date listed at the beginning of this Refund Policy.